smart consultation & investment services

Smart Consultation & Investment Services is a digital ​marketing agency and consultancy service managed by a ​team of professionals that promote finance, real estate and ​business consultation services. Our Financial Planning ​Department is dedicated towards assisting individuals, ​families and businesses with financial advisory services. Our ​clients have the priviledge of scheduling one on one ​appointments with us as we listen to their goals and design a ​solution that is right for them based on their budget and with ​an educational perspective. Our educational and visual ​approach makes understanding insurance and financial ​planning EASY. You will never leave one of our consultations ​feeling confused and unsure about what pathway is best for ​you. Book now for group sessions, or an individual ​appointment today!

Major ​Medical ​Package

For those on a budget, ​receive the benefits of ​life insurance, critical ​illness, with your own ​medical card that ​gives you surgical ​coverage and access ​to 10 private hospitals ​for accident & ​emergency and ​hospital diagnostic ​care.

Life, Critical ​Illness & ​Savings

Life & Critical Illness ​coverage with living ​benefits such as policy ​loans, collateral and ​limited pay options! Pay ​for only 5, 10, 20 or 30 ​years and remain ​covered for life!

Life, Critical ​Illness & ​Endowment

Our Endowment Plan!

Choose to retire with ​one hundred to ​millions of dollars! ​Receive coverage for ​death and critical ​illness throughout the ​life of this policy and ​cash out at age 65!

Term Coverage/ ​Mortgage ​Protection

Maximum Protection ​for the lowest price! ​Term coverage covers ​you for a period of ​time and pays your ​loved ones upon ​death. It protects ​what you earn, owe, ​own and who you ​love!

I am 20 years old

• Access to 10 private hospitals
• $750,000 Accident & Emergency ​benefit
• $750,000 Hospital Diagnostic Care
• $3.5 Million in surgical coverage
• $20,000 Funeral Expenses benefit
• Life Insurance
• Critical Illness Coverage
• Your own medical card

COST: $156/month

I am 30 years old

• Access to 10 private hospitals
• $800,000 Accident & Emergency ​benefit
• $800,000 Hospital Diagnostic Care
• $4.6 Million in surgical coverage
• $20,000 Funeral Expenses benefit
• Life Insurance
• Critical Illness Coverage
• Your own medical card

COST: $172/month

I am 40 years old

• Access to 10 private hospitals
• $600,000 Accident & Emergency ​benefit
• $600,000 Hospital Diagnostic Care
• $3,120,000 Million in surgical coverage
• $20,000 Funeral Expenses benefit
• Life Insurance
• Critical Illness Coverage
• Your own medical card

COST: $228/month

I am 50 years old

• Access to 10 private hospitals
• $400,000 Accident & Emergency ​benefit
• $400,000 Hospital Diagnostic Care
• $2,080,000 Million in surgical ​coverage
• $20,000 Funeral Expenses benefit
• Life Insurance
• Critical Illness Coverage
• Your own medical card

COST: $371/month

I am 60 years old

• Access to 10 private hospitals
• $250,000 Accident & Emergency ​benefit
• $250,000 Hospital Diagnostic ​Care
• $1.4 Million in surgical coverage
• $20,000 Funeral Expenses benefit
• Life Insurance
• Critical Illness Coverage
• Your own medical card

COST: $730/month

I am over 60

• This package is not available :(

Click here to see what's available ​for you

Please Note: All prices quoted are at standard non-smoker rates. Each plan comes with a minimum of $75,000 Life Insurance ​with a critical illness acceleration of $55,000. The maximum life insurance allowed per plan is $2,000,000. All packages are fully ​customisable. Click the link below to contact an agent to CREATE a suitable package for you today. We kindly ask that you do ​not schedule an appointment until you are ready to get started.

I am 20 years old

• $400,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses for LIFE
• Policy Loans
• Collateral
• Cash Surrender Value
• Pay for only 10, 15, 20 or 25 ​years and remain covered for ​LIFE

COST: $321/month

I am 30 years old

• $300,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses for LIFE
  
• Policy Loans
  
• Collateral
  
• Cash Surrender Value
  
• Pay for only 10, 15, 20 or 25 ​years and remain covered for ​LIFE
  

COST: $355/month

I am 40 years old

• $250,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses for LIFE
  
• Policy Loans
  
• Collateral
  
• Cash Surrender Value
  
• Pay for only 10, 15, 20 or 25 ​years and remain covered for ​LIFE
  

COST: $469/month

I am 20 years old

• $250,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses
  
• Policy Loans
  
• Collateral
  
• Return of premiums at age ​65

COST: $528/month

I am 30 years old

• $200,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses
  
• Policy Loans
  
• Collateral
  
• Return of premiums at age ​65
  

COST: $550/month

I am 40 years old

• $175,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses
  
• Policy Loans
  
• Collateral
  
• Return of premiums at age ​65
  

COST: $690/month

I am 50 years old

• $120,000 Life/Critical Illness ​Insurance
• Coverage for 22 critical ​illnesses
  
• Policy Loans
  
• Collateral
  
• Return of premiums at age ​65
• Any plan that has a $500 ​budget
  

COST: $808/month

I am 60 years old

• This package is not available :(
• Click here to see what's ​available for you
  

I am 70 years old

• This package is not available :(
• Click here to see what's ​available for you
  

Please Note: All prices quoted are at standard non-smoker rates. All packages are fully customisable. Click the link below to ​contact an agent to customise a suitable package for you today. We kindly ask that you do not schedule an appointment until ​you are ready to get started.

I am 20 years old

• Coverage for $1,000,000 ​until age 60
• Can be converted to ​permanent life insurance ​without medicals
  

COST: $204/month

I am 30 years old

• Coverage for $1,000,000 ​until age 60
• Can be converted to ​permanent life insurance ​without medicals
  

COST: $220/month

I am 40 years old

• Coverage for $1,000,000 ​until age 65
• Can be converted to ​permanent life insurance ​without medicals
  

COST: $292/month

1. Cancer
2. Coronary Artery Bypass ​Surgery
3. Benign Brain Tumor
4. Heart Attack
5. Kidney Failure
6. Stroke (Cerebrovascular ​Accident)
7. Major organ Transplant
8. Multiple Sclerosis
9. Major organ failure on waiting ​list
10. Motor Neuron Disease
    

11. Coma

12. Paralysis

13. Heart Valve Replacement

14. Aortic Surgery

15. Alzheimer’s Disease ​(Dementia)

16. Parkinson’s Disease

17. Blindness

18. Deafness

19. Loss of Speech

20. Severe Burns

21. Loss of Limbs

22. Permanent Disability

THE DIFFERENCE BETWEEN HEALTH INSURANCE, ​CRITICAL ILLNESS & A MAJOR MEDICAL PLAN

address

25-27 Yard Street Chaguanas

Phone

+1 868 607 MARI (6274) ext 3239

Email

agentcsmart@gmail.com